There's no way to know for sure until you schedule a free consultation, however, ask yourself these questions:
Chapter 13 bankruptcy is the solution to all of these problems and many more. A Chapter 13 bankruptcy is a debt consolidation plan or payment plan with the Bankruptcy Court's power behind you.
When you file, we will help you create a payment plan that you can afford to pay your past-due mortgage payments or property taxes.
IRS debt can be paid back in half the time without interest and penalties in most cases. For older IRS debt, we may be able to eliminate it without any payment at all.
Do you have a car that you owe more money on than its even worth? Depending on how long you've had it, you can lower your balance and your interest rate to dramatically reduce your car payment.
If you have credit cards, personal loans or similar debt, you won't have to even pay that back in many cases.
Chapter 13 bankruptcy is a powerful tool and can help you get your life back. Schedule a free consultation today to see if Chapter 13 is the right fit for you.